The Best Gold Necklaces for Summer 2026
Summer is the perfect excuse to refresh your jewellery collection. With lighter outfits, lower necklines and plenty of occasions to dress for, the right gold necklace can completely transform your look.
Whether you're packing for a summer holiday, heading to a festival, getting ready for a night out or simply looking for an everyday piece to wear in the sunshine, gold jewellery is a summer essential.
From statement tennis necklaces to personalised pieces you'll never want to take off, we've picked out some of our favourite gold necklaces from Say It With for Summer 2026.
Full CZ Evil Eye Necklace – Yellow Gold - £55
For a necklace that combines sparkle with one of jewellery's most recognisable symbols, the Full CZ Evil Eye Necklace in Yellow Gold deserves a place in your summer collection.
The Evil Eye design makes this a brilliant statement piece without being difficult to style. Pair it with a simple white vest and denim during the day, then let the CZ stones add some sparkle when you're getting dressed up in the evening.
It's also a great choice if you love layering your jewellery. Wear it alongside a simple gold chain or a shorter necklace to create an effortless layered summer look.
Why we love it: A statement design, plenty of sparkle and an easy way to add some personality to a simple summer outfit.
Kiss Tennis Necklace – Silver & Gold – £80
Can't decide between silver and gold? You don't have to.
Our Kiss Tennis Necklace combines a classic CZ tennis necklace with a contrasting yellow gold kiss design, giving you the best of both worlds.
Crafted from stainless steel with cubic zirconia stones, the 16-inch necklace is perfect for anyone embracing the mixed-metal jewellery trend this summer.
And because it already makes a statement on its own, styling couldn't be easier. Throw it on with your favourite summer dress, an oversized shirt or even a basic tee and let the necklace do the work.
For even more impact, complete the look with the matching Kiss Bracelet, Earrings or Ring.
Why we love it: Classic tennis necklace sparkle with a playful mixed-metal twist.
Winged Diamond Initial Necklace – Yellow Gold – £220
Summer jewellery doesn't have to be all about trends. Sometimes the best pieces are the ones that mean something to you.
Our Winged Diamond Initial Necklace in Yellow Gold combines personalisation with real diamond detailing for a necklace that feels that little bit more special.
Crafted from sterling silver with a yellow gold plated finish, the necklace features your chosen initial with delicate diamond detailing across the upper wing. The approximately 3/4-inch pendant sits on a classic 18-inch chain, creating an eye-catching personalised piece that's still easy enough to wear every day.
Choose your own initial or wear the initial of someone special to you.
Why we love it: Personal, luxurious and timeless – it's a necklace you'll still be reaching for long after summer is over.
Circle of Life Necklace – Yellow Gold – £45
If your summer style is more understated, the Circle of Life Necklace in Yellow Gold is an easy addition to your jewellery collection.
The circular pendant creates a timeless look that works just as well with your everyday wardrobe as it does with something a little dressier.
It's the kind of necklace you can reach for when you don't want to think too hard about accessorising. Wear it on its own for a simple, elegant finish or make it the starting point for a layered gold necklace stack.
At £45, it's also one of our more affordable picks for refreshing your jewellery collection this summer.
Why we love it: Simple, versatile and easy to style with almost anything.
11:11 Necklace – Yellow Gold – £65
Make a wish.
Inspired by the meaning behind seeing 11:11, our 11:11 Necklace is a subtle way to add something meaningful to your everyday jewellery.
The Yellow Gold option is particularly easy to style throughout summer, whether you're pairing it with swimwear and a linen shirt on holiday or adding a finishing touch to your outfit for drinks in the sun.
It's understated enough for everyday wear while still giving your jewellery collection something a little different.
Why we love it: A meaningful everyday necklace that's easy to wear alone or as part of a layered look.
Personalised Name Necklaces – From £75
If there's one jewellery trend that never really disappears, it's the personalised name necklace.
And summer is the perfect time to make yours part of your everyday look.
At Say It With, our Name Necklace Collection includes a huge range of styles available in Yellow Gold, from delicate scripted designs to statement Gothic lettering and sparkling CZ options.
Go classic with your own name, choose the name of someone special or pick a word that means something to you.
With styles starting from £75, there's an option for different looks and budgets too. Our collection includes pieces such as the Scripted Name Necklace at £75, Name Necklace – Various Colours at £80, Tennis Name Necklace at £95 and Gothic Custom Name Necklace – Yellow Gold at £130.
Why we love them: Your summer jewellery should feel like you – and it doesn't get much more personal than wearing your name around your neck.
How to Style Gold Necklaces This Summer
The best thing about gold necklaces is how easily they work with a summer wardrobe.
For an everyday look, keep things simple with one statement necklace and let it become the focal point of your outfit. A personalised initial or name necklace works perfectly with a white tee, vest or linen shirt.
Want something bolder? Layer different chain lengths together. Start with a shorter necklace before adding a longer pendant style underneath to create separation between each piece.
And don't be afraid to mix your metals. Combining yellow gold and silver is no longer something to avoid – pieces like our Kiss Tennis Necklace make contrasting metals part of the look.
For evenings and occasions, this is where you can turn up the sparkle. Tennis necklaces, diamonds and CZ stones catch the light beautifully and can instantly elevate a simple summer dress.
Find Your Summer Necklace at Say It With
Whether your summer plans involve catching a flight, heading to a festival, dressing up for a wedding or making the most of sunny days at home, the right necklace is an easy way to finish your outfit.
Go personal with a Name or Winged Initial Necklace, embrace summer sparkle with the Kiss Tennis Necklace, or keep things classic with the Circle of Life.
Whatever your style, make gold your go-to this summer.
